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cosmetic repair insurance
21 Feb 2023

What is cosmetic repair insurance?

Those little knocks and bumps on your car’s bodywork are often the one’s that standout the most. You may be considering cosmetic repair insurance if you want to ensure these little defects are sorted as quick and efficiently and possible.

Cosmetic Repair Insurance is a type of coverage that helps protect against the cost of repairing minor cosmetic damage to a vehicle, such as scratches, dents, or chipped paint. It typically covers the cost of repairs without affecting your regular insurance policy.

women getting handed keys

Cosmetic repair insurance is there to cover minor damage to the exterior of your car, and ensure that your car is protected from little scratches, dents and marks that may not have been your fault.

A cosmetic repair insurance policy is usually separate from your main insurance policy, as many people won’t claim on their insurance for small damage and instead have to pay out of their own pocket as they don’t want to affect their no claims discount.

Cosmetic repair insurance is much cheaper than normal car insurance, and is there to ensure peace of mind.

How does cosmetic repair insurance from GardX Assure work?

boy sitting at the back of a car

Similarly to full car insurance, cosmetic repair insurance works by registering a claim, through GardX, it is done through our C.A.R.S Plus app.

After registering a claim through C.A.R.S Plus, vehicle technicians can come to your house or workplace and repair the minor damage whilst you get on with your day.

Cosmetic repair insurance ensures that these pesky little damages are cost covered and easily sorted in a way that is convenient to you.

What are the benefits of cosmetic repair insurance from GardX Assure?

Cosmetic repair insurance makes the process of repairing small external damages to your car quick, easy and hassle free. Situations where your car gets scraped or dented can usually be stressful, lengthy situations. Cosmetic repair insurance from GardX Assure can ensure they’re not.

As well as this, GardX Assure’s C.A.R.S Plus offers many other benefits if you choose one of our cosmetic repair policies:

  • Full UK coverage with over 350 ATA Accredited technicians or a dealer appointed body shop
  • Claims can be registered from day one
  • Repairs done to manufacturer’s standards
  • Lifetime ownership guarantee on repairs
  • £0 customer excess
  • 6 claims allowed per year, 18 allowed within 36 months
  • Covers lease and contract hire customers

For the full list of policy features from GardX Assure Cosmetic Accident Repair Solutions, visit the C.A.R.S Plus page.

What do GardX Assure offer?

As well as our Cosmetic Accident Repair Solutions, GardX Assure offers many other insurance solutions through our partnered dealers.

For cars, we offer:

For motorcycles, we offer:

To find out more, contact our team or speak to your local GardX Assure dealer.

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